Explore Our Selection of Mortgage Options

At The Florida Mortgage, let our team of experts provide you with leading brokerage services to help you secure your new home. 

fm=f_pYWmm4w crop

Whether you need help in buying a new property or refinancing your existing mortgage, our team can help you address your concerns with a variety of achievable loan options.

Fixed Rates

Mortgages with fixed rates are the type of loans that are priced according to the standard interest rates and trends in the market. Typical fixed rate options include 10, 15 and 30-year options however we also flexible terms available. 

Adjustable-Rate Mortgages (ARMs)

Adjustable-Rate Mortgages are housing loans with flexible interest rates. These usually have a lower initial interest rate. Over time, that may vary depending on its associated financial index rate and its changes.

Conforming Loans

These are mortgages that aren’t backed by any US government agency and follow the guidelines of the government-sponsored organizations Fannie Mae and Freddie Mac.

Conforming loans require you to borrow a certain amount of money under a limit set by the Federal Housing Finance Agency (FHFA).

Jumbo and Super Jumbo Loans

These are housing loans that require amounts exceeding the loan limits of Fannie Mae and Freddie Mac. Large mortgages are used for purchasing high end properties, which may have higher interest rates.

FHA, VA, and USDA Loans

These mortgages are home loans backed by the US government and come with particular eligibility requirements.
The FHA loan can be secured conveniently as it requires a 3.5% down payment and a low credit score. This is especially useful for those buying a home but may have not saved a significant down payment.
The VA loan is a mortgage that specifically caters to military families. This doesn’t require a down payment.
The USDA loan is the mortgage ideal for those buying properties in rural or suburban areas. This allows you to buy a home without any down payment.

Terms From 5 to 30 Years

We offer traditional mortgages with durations of 15 years to 30 years. Additionally, we can provide 5-year mortgages. However, keep in mind that shorter terms typically require larger payments.
By discussing your budget with us, our team of experts can guide you in choosing the best housing loan option for you.

Reach Out to Our Team of Experts

Live comfortably in your dream home in the heart of Florida with the help of our financing and brokerage expertise. Contact us at The Florida Mortgage to learn more about our services.